If I File for Bankruptcy, Will I Have to Go to Court?

In a typical Chapter 7 bankruptcy, you will not be required to appear before a judge in Bankruptcy Court. But you will be required to attend one Meeting of Creditors, also known as the Section 341 meeting. This is held in a federal building located at 501 E. Polk Street, Tampa, Florida. The meeting is presided over by a Bankruptcy Trustee who has been assigned, and is familiar with, your case. You will be called up to the Trustee’s desk, put under oath, and asked questions regarding your finances, assets, debts, and circumstances surrounding your bankruptcy. Creditors rarely appear. The meeting usually lasts about 10-15 minutes.

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